13. Putting Off Legal Planning

Delaying legal planning after age 70 can lead to stress, family disputes, and unfulfilled wishes if unexpected events occur. Keeping wills, powers of attorney, and advance directives current ensures your preferences are honored and loved ones are guided in important decisions.
Proactive legal planning also helps protect assets and clarifies health care choices. Consulting an attorney experienced in elder law can provide peace of mind and avoid complications later. For practical guidance and checklists, refer to the American Bar Association’s estate planning resources at ABA Estate Planning.